When is open enrollment for health insurance 2024
when is open enrollment for health insurance 2024 -
Open enrollment for health insurance in the US typically occurs in the fall, usually between November and December. However, it's always a good idea to check with your specific insurance provider or the healthcare marketplace for exact dates, as they can vary slightly each year.
Get on your spouse’s or parent’s plan
Check with your spouse’s job to see if you can get on that plan. If you’re under 26, you can get on your parent’s health plan.
Open enrollment for health insurance in the US typically occurs in the fall, usually between November and December. However, it's always a good idea to check with your specific insurance provider or the healthcare marketplace for exact dates, as they can vary slightly each year.
Buy a plan from an insurance company or HMO
The federal government will allow you to buy a plan on HealthCare.gov during open enrollment and special enrollment periods. If you buy a plan from Healthcare.gov, you might qualify for tax credits to help pay your premium.
If you already have a plan through HealthCare.gov, you may now qualify for increased tax credits.
Many companies also offer short-term plans or alternative health plans to cover certain illnesses or to cover you until you can get another kind of plan.
Know that most alternative plans don’t cover all injuries and medical conditions and may not pay for all the care you need.
Look into government programs
There are several government programs that provide health coverage. You have to qualify for these programs, mostly based on income.
Children's Medicaid or CHIP provides coverage for children and pregnant women.
Medicaid provides coverage for some people who can't afford private coverage.
Medicare provides coverage for people over age 65 and people with disabilities.
You don’t have to live with your parent or be claimed as a dependent. You can have a full-time job, be married, or be going to school. Ask your parent to talk to their employer or their insurance company about how to add you.